Get Pre‑Approved for Your VA Purchase Loan

 Make homeownership a reality with no down payment, no private mortgage insurance, and competitive rates. 

 VA Purchase loans are mortgages guaranteed by the U.S. Department of Veterans Affairs that allow qualified veterans, active‑duty service members and certain military spouses to buy a home with remarkable benefits. The VA guarantee enables lenders to offer terms that often beat conventional mortgages.

With a VA loan, you can purchase a primary residence with $0 down, borrow up to the maximum conforming loan limit and avoid expensive private mortgage insurance (PMI). Plus, there’s no penalty for paying off your loan early.

•  Zero Down Payment: Qualified borrowers can finance 100% of the home’s purchase price.
• No PMI or MIP: VA loans don’t require private mortgage insurance, saving you money every month.
• No Pre‑Payment Penalty: Pay off your loan early without facing additional fees.
• Competitive Rates: Enjoy interest rates that are typically lower than conventional mortgage rates.
• Flexible Credit: VA loans have more forgiving credit guidelines, making homeownership more accessible.

Whether you’re buying your first home or moving up to your next one, our VA Purchase experts will help you understand your entitlement, navigate the process and close quickly.

 To qualify for a VA Purchase loan, you must meet service requirements set by the VA and have sufficient income and credit to repay the mortgage. You’ll need to provide a Certificate of Eligibility (COE) and meet your lender’s underwriting guidelines.

Eligible applicants include veterans, active‑duty members with at least 90 days of service, reservists and National Guard members with six years of service, or certain surviving spouses